You have to indicate it in the program. When you enter the 1099-R, answer the questions and you will arrive at the screen shot below. The IRA box must be checked and this must be part of an RMD.
Can I make a QCD?
While
many IRAs are eligible for QCDs—Traditional, Rollover, Inherited, SEP (inactive
plans only), and SIMPLE (inactive plans only)* —there are requirements:
- You must be 70½ or older to
be eligible to make a QCD.
- QCDs are limited to the
amount that would otherwise be taxed as ordinary income. This excludes
non-deductible contributions.
- The maximum annual amount
that can qualify for a QCD is $100,000. This applies to the sum of QCDs
made to one or more charities in a calendar year. (If, however, you file
taxes jointly, your spouse can also make a QCD from his or her own IRA
within the same tax year for up to $100,000.)
- For a QCD to count towards
your current year’s MRD, the funds must come out of your IRA by your MRD
deadline, generally December 31.
Any
amount donated above your MRD does not count toward satisfying a future year's
MRD.
