Thank you very much for your reply. Contact the financial institution and was told that individual turned 73 in 2023, IRS updated the required minimum distribution deadline to April 1, 2024. Don't need to report RMD on 2023 return because did not take it but report both 2023 and and 2024 RMD on 2024's tax return(take 2023's RMD by April first and 2024's 12/31/2024.) A 1099-R will be issued for both the 2023's and 2024's RMD in 2025. Does that sound correct?
Thank you again!
