Retirement tax questions

I looked into this a bit further and it's related to the 2023 contribution that was made after Dec 31 + the equation of the 590b worksheet. What appears to be happening is that 8606's line 6 is calculated by omitting contributions made after Dec 31, but 590b's line 7 isn't. The effect this has is to defer taxes until next year (since having no taxable amount for this year reduces my IRA basis for next year)

View solution in original post