Please let me know if I understand you correctly:
I can do the conversion of the excess $5 to roth now ? Then do another conversion after I contribute $7000 for 2024 contribution?
Or I can do the conversion of the total $7005 ( $7000 for 2024 contribution + $ 5 left in the traditional from 2023) all in one time?
As long as it will be 0 balance at 12/21/2024
Thanks
