dmertz
Level 15

Retirement tax questions

Did you reach age 70½ before making the distribution from the IRA?  If not, you are not eligible to treat the distribution as a QCD.  It's your age, not the age of the decedent, that is a factor in determining eligibility to make a QCD.

 

If you are not eligible to have made a QCD, you can claim the charitable deduction on Schedule A.