I had a workplace 401K. When I left that job, I had the 401K funds directly transferred to a rollover IRA at my brokerage. I kept this rollover IRA separate from all other IRAs and other accounts. When I withdraw this money (after age 65) will it be eligible for the Maryland pension exclusion calculation as a defined benefit plan? It is not really a traditional or a Roth IRA (or a Keogh or SEP plan or ineligible deferred compensation) which are also excluded. This seems to be a gray area in the rules. Many people are advised to remove money from their old workplace 401Ks because the prior company could go out of business or merge which could create problems accessing 401K benefits
