I have decided to leave the account alone and contribute $899 less for 2024 without withdrawing the excessive contribution. If I understand it correctly, I still need to file the form 5329 with tax amendment 1040X for the years 2019, 2020, 2021, 2022, and 2023. Although I only need to enter information for the Part IV of the 5329 form, I found the 1040X very confusing. What lines on the 1040X amendment form should I make the complete or make the change? I am having trouble with Turbo tax and I'm trying to file 1040X on paper.
Thank you so much.
