My understanding is that if you do a backdoor Roth IRA, you need to make your Traditional IRA contributions non-deductible. However, if you choose to take the deduction, the conversion is taxed which basically offsets the deduction creating a "wash". However, when I choose to take the deduction, TurboTax is not offsetting the conversion. It's actually bumping my refund up meaning it's just giving me the deduction. Why is this the case?
