TIAA is bundling into this tax year 2023' 1099R the dollars that I withdrew back in Feb 2023 to apply to my first RMD tax year, 2022. At the time, their staff assured me that their system would/could not tag my Feb withdrawal to tax year 2022. So I filled out a 1099R for the transaction, and paid my taxes on the RMD income.
Now, for 2023's taxes I see that TIAA is reporting that 2022-allocated withdrawal on this years, 2023's 1099R.
How can I credit myself on 2023's return for this overstatement? It is NOT an amendment to 2022's return. That was correct to let the IRS know that I had the extra income.
I am finishing my 2023 return. Should I pull TIAA's 1099Rs, and use TTax to upload my own version of the "correct" reported figure? I am uncomfortable with that. Unlike last year's situation, the feds WILL get a 1099R from TIAA this year.
Put differently, TIAA's systems want to double report my apparent RMD income this year, 2023. But I already correctly reported and paid tax on the income reportable for 2022. How to fix this?
