dmertz
Level 15

Retirement tax questions

"My Roth IRA minor contributions are included in my mom’s account/ tax for 2023."

 

That statement doesn't seem to make sense.  Any contributions deposited into your mom's Roth IRA are your mom's contributions, not your contributions.  Your Roth IRA contributions must be deposited into your own Roth IRA account and have nothing to do with your mom's tax return.