No, it doesn't make things complicated at all. Roth IRA contributions are not reported on your tax return. You can go ahead and file your tax return, you don't have to wait until you make the Roth contribution. Be sure to open the Roth IRA by 4/15/24 and make sure that you specify that it is for tax year 2023.
For more information about Roth IRA's, including limitations based on your income and filing status, please see IRS link.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
