Duplicate. Most of your question is already answered.
https://ttlc.intuit.com/community/retirement/discussion/excessive-ineligible-contribution-to-roth-ir...
The broker doesn't apply your excess to future years, you do that on your tax return. If your contribution for 2023 is less than the allowable maximum, that will allow you to absorb the old excess.
You must file amended returns for 2019-2022 to pay the penalties. Then for 2023, remove $890 as an excess contribution and follow the rules for reporting the earnings. The old $890 excess will be "used up" via your tax return on form 5329.
Or, leave the account alone for 2023 and pay one more 6% penalty. Then make sure that for 2024, your total contributions are at least $890 less than the maximum allowed (depending on your age and income). The excess will be absorbed into your account on your 2024 form 5329.
