Since none of this distribution was rolled over, the entire distribution made in 2023 is includible on your 2023 tax return where the taxable amount and 10% early-distribution penalty will be included in determining your tax liability. Any tax withholding shown on the Form 1099-R that you must enter into TurboTax will be credited on your tax return against the overall tax liability calculated on your tax return.
Since this is presumably not a disaster distribution, there is no option to spread the income over 3 years.
