@raom1024 , I still don't understand how there was an excess contribution for 2021. If you and your employer contributed only $3,600 on your behalf for 2021, reported with code W in box 12 of your 2021 W-2, you made no excess contribution. Only if you contributed some amount for 2021 in addition to the $3,600 contributed via your employer would you have an excess contribution.
