@fanfareI did submit a 2021 1040X to include Form 5329 for the 2021 $7K excess contribution as well as a Form 5329 for my 2022 $7K excess contribution as part of my 2022 tax return. I paid the 6% tax fee for both 2021 and 2022 as well as the IRS interest charges (charged by IRS invoice delivered to me in Jan 2024). With all that said, I am assuming that the financial institution issuance of 2023 Form 1099-Rs (2 of them; one for $7K and the other for $5K) are a formality at this point. Hoping I am finally done with this but the 1099-Rs threw my for a loop, thus my questions.
