MinhT1
Expert Alumni

Retirement tax questions

If your wife had a Simple IRA plan for 3 months in 2023, she's still considered as Covered by a retirement plan at work for tax year 2023.

 

If you are filing jointly, her IRA contribution is NOT deductible if your joint Modified AGI is more than $136,000.

 

See this IRS document.

 

 

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