Please stop talking about "our" contributions. HSAs can never be a joint account. If both spouse's names are listed, one might be a beneficiary, but can never be a co-owner, unless the bank has drastically messed up. Or, maybe there are two accounts? You need to clarify with the bank.
You Harold, are allowed to contribute a maximum of $5834 to Harold's account. If Harold contributed $8570 to Harold's account, Harold needs to remove $2916 using the special "remove excess contributions" method at the bank. In Turbotax Harold will report $8750 of contributions. When the program says there is an excess, the program will ask if you will remove $2916 before April 15, and you will say yes.
Your wife, "Betty", can never contribute to Harold's account. Betty can only contribute to Betty's account. If Betty puts money into Harold's account, that counts as a contribution by Harold.
You are changing details, and I have no idea where the numbers $1,458.34 and $4,375 came from.
Does Betty have an account in Betty's name? How much was contributed? Please clarify.
