Thanks for that good direction on how to use TT to adjust timing of income to eliminate the late penalty. I assume the penalty was from a large end of year Roth conversion and even though I paid a large est tax bill on 1/15, TT must average it all together - unless you got through the adjust the timing of income process (which is a lot of work to figure out income by periods). But it saved me several hundred $ so time spent worthwhile.
