I've seen that if either spouse contributes to a Roth IRA, we cannot federal file Married Filing Separately. We mut file Married Filing Jointly. My wife has a 403(b) and had the opportunity to begin contributing to a Roth within the 403(b). I've also seen that a 403(b) is NOT considered an IRA. Does the same federal filing restriction still apply to the 403(b) with a Roth in it, or can we file Married Filing Separately? Thank you !!!
