Retirement tax questions

I would also like to add, regardless of the irs not accepting returns until the 29th as i've seen posted here, I file a basic return every year, I file the return around the 10th-14th, my return is usually in my bank account before everyone tells me the irs is accepting returns, so early filers who file basic returns, do in fact get accepted before the irs actually states they accept returns. If you don't believe me, check my history on here, i've been using turbotax for roughly 10 years or more.