dp777usa
Returning Member

Can I contribute to a Roth or traditional IRA when I am retired when I work part time and am not covered by employer retirement plan.

I am retired and I collect two government pensions and Soc Soc, in addition to part time W2 employment..  In 2023 I worked part-time for my former employer (from whom I recieve a pension).  I was retired for 4 years when I  began to work part time.  In my current part time employment I am not covered by an employer's pension plan nor am I eligible for it.  No deductions are taken from my part time employment W2 for social security or for a pension.   Can I contribute $7500  in 2023 to a Roth or traditional IRA when have W-2 income exceeding $10,000.