@james1schuster
I think that depends on whether the CD was one set up for HSAs, right. It sounds like James is saying that he had an HSA account and had the company holding it roll it over into another HSA account that was in the form of a CD. If that is the case, I think it is not called a distribution., but a qualifying rollover. If that is the case, then he wouldn't owe taxes on it, right?
