Thank you. That makes sense with your original reply of earnings in the Corrective Distro. And yes, I confirm when I put earnings in corrective distro box, that form 5329 uses code 21 to exclude my earnings from the penalty. Thank you for that information, because I just assumed that my earnings would not only be taxed, but penalized too. I'll take that 10% back for myself and wife's distributions 😀
Thanks again.
