Not necessarily. Non-refundable means the credit can't lower your tax liability past zero. He probably still had a tax liability when his refund was showing $6. You can see exactly how much of a Saver's Credit he was given by looking at Schedule 3, Line 4. Schedule 3 is part of your tax return (Form 1040), which you can view anytime. How to Preview Form 1040 (including Schedules 1-3).
Line 18 of your Form 1040 shows your tax liability before the Saver's Credit is applied.
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