@Jerry 20 wrote:
It was taken 01/10/2024 after I discovered it had not been taken out before 12/31/2023.
You need to include the penalty form and ask for a waiver. They are almost always granted. Then remember, that since you are using this withdrawal (1/10/24) to count as your 2023 RMD, you still need to take a 2024 RMD before the end of the year.
