Retirement tax questions

it is supposed to be S, and has been S in past years. The issue is that TT is waiting on new guidance from the IRS -- see https://www.irs.gov/irb/2024-02_IRB under E. SECTION 117 OF THE SECURE 2.0 ACT

I just don't really see how this impacts me. My matches don't exceed 3% of my salary and this is supposed to apply in the future, not to TY2023 according to the bulletin.

"Section 117(h) of the SECURE 2.0 Act provides that the amendments made by section 117 of the SECURE 2.0 Act apply for taxable years beginning after December 31, 2023."