The 401K provider is Principal, the IRA is in Scottrade. Principal sent a letter to Scottrade insisting a portion of the rollover be taken out this year, but I wish to defer it to early 2017, and I have found nothing in the IRS or Treasury rules to state that I cannot wait to take this RMD. I don't want to pay penalties, but don't need the extra income this year. Principal insists it cannot be deferred until 2017.
