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Retirement tax questions
I guess my typing fingers are all mixed up today. Yes, $14,636.
The SECURE 2.0 Act changed the tax code to allow employer contributions to be Roth contributions, however, it's up to your plan to permit such contributions and your plan agreement might not yet have been modified to allow them. IRS Notice 2024-2 indicates that an employer Roth contribution is treated as a traditional employer contribution followed by an immediate In-plan Roth Rollover which must be reported by issuing a Form 1099-R for reporting on the tax return for the year in which the contribution is allocated to the account. This suggests to me that an employer contribution for 2023 deposited in 2024 must be reported it as a traditional deductible employer contribution on your 2023 tax return and then report an In-plan Roth Rollover on your 2024 tax return, but given that this notice came out only a few weeks ago, there hasn't been much discussion on the issue. If your plan permits In-plan Roth Rollovers, simplest would be to just make the employer contribution as a traditional deductible contribution and do an In-plan Roth Rollover which appears to accomplish exactly the same thing.
If your intent is to maximize the amount that ends up in the designated Roth account, you would certainly want to make the remainder of your employee contribution be Roth.