Pub 590-B has not yet been updated to reflect the proposed regulations issued on February 24, 2022.
"What I'm hearing from you both is that the 10-year rule requires--or will require--RMD's even if the owner of the Inherited IRA has yet to reach age 72."
I don't think either of us said that.
As you point out, under these circumstances TurboTax ignores your answer. TurboTax really shouldn't even be asking the question under these circumstances, but software developers don't always do the sensible thing.
