fanfare is correct that the only thing you can do with regard to the excess contribution made for 2022 is file a 2022 Form 5329 and pay the 6% excess-contribution penalty for 2022, include the excess on your 2023 Form 5329 and pay the 6% excess-contribution penalty on the 2022 excess contribution again with your 2023 filing, then obtain a regular distribution of exactly the amount of this excess with no adjustment for earnings. The regular distribution will be subtracted from this excess on your 2024 Form 5329 to eliminate the excess for 2024 and beyond.
