Was the recipient of the Form 1099-R over age 70½? To be able to make a QCD the individual must be age 70½ or over.
Does the Form 1099-R have code 7 (or code 4 if it's an inherited IRA) in box 7 and the IRA/SEP/SIMPLE box marked? QCDs can only be made from IRAs.
If all of the above conditions are satisfied, TurboTax will ask if some or all of the distribution was transferred to charity.
