Beginning 2024 employer sponsored plan offers after-tax contribution with auto in-plan roth conversion of the after tax dollars, it is capped ad 7% of my annual income but it says it is on the top of the $23k maximum and employers match. In the past I have been maxing out after tax traditional IRA and doing backdoor conversion. I am trying to find out if I opt in for the 7% after-tax 401k and do the roth conversion, would that have any impact on my eligibility to contribute $7k to traditional IRA and do backdoor conversion. Please provide supporting documentation, I have bee searching IRS website unsuccessfully. Thanks!
