Yes. I have been ineligible since. I agree, I'm a week late. I thought I had until tax day to do the withdrawal. I will make a Return of Excess Contribution request with the broker. I assume I can direct those excess contributions into the non-deductible IRA, then do a IRA to Roth conversion up to annual contribution limit.
For the 1040X, the Turbo Tax instructions state to "attach all forms or schedules that changed". I assume I would need to include the 2020 1040X, 2020 1040 (updated), the 2020 Schedule 2 and 2020 Form 5329. I don't believe I need to include the Form 8606, but I do need to keep it for future filings for the basis.
Regarding the 2018 and 2019 form 5329's, can I manually fill them out (with the appropriate year's date form) as you earlier suggest and submit them together with the 2020 1040X and payment and include the additional payments for them?
Thanks again for staying with this to help!
