Does the 3 year period start on the day the funds are in my bank account, or from the day Fidelity cuts the check? I had a mailing issue repaying my balance, and its going to come down to the wire getting it repaid. An extra couple days to get the check in would help in this case.
IRS website states "within three years after the date that the distribution was received." "Received" in this case is relative
