You can always withdraw more if you want to, or if you need to spend the money.
However, if you are trying to keep the most money in the IRA as possible, you have 60 days to return the money, or to roll it over to a different IRA. Be aware of any tax withholding. For example, if you requested a withdrawal of $22,000 but you only received $18,000 because there was withholding, you would still need to re-deposit or roll over the full $7000 that you think is excess. You will get credit for any withholding on your tax return.
After 60 days, you can't return the funds. You can maybe make a new IRA contribution (up to the usual $7500 limit and only if you have compensation from working, and if you meet other eligibility rules).
This answer has been verified for accuracy by an Intuit expert employee
