@dmertz wrote:
Regarding increasing 401(k) deferrals, I think it used to be that deferrals had to stop for a period of time if a hardship distribution was made, but I think the tax code was changed sometime in the past few years to allow deferrals to continue. Still, the plan agreement would dictate.
Yes, I did find that while I was researching the issue (and found my own mistake). There used to be a rule that you could not make elective contributions for 6 months after a hardship withdrawal, but that was eliminated.
