@vista25 there is no harm in filing the form early, but SSA may not process it. what is the rush? Wouldn't it be easier to at least wait until you have your 2023 tax return in hand to prove that you are subject to IRMAA and therefore require the waiver for 2025 IRMAA
Curious, what is the life event that occured in 2023? did you retire? (that would be a permissible life event), but if lower income was because an investment soured, which reducted your income, that is highly unlikely to fly.
