bmpasternack
Returning Member

Inherited ROTH IRA

For tax purposes what are the advantages and disadvantages of naming a Revocable Living Trust as beneficiary of a ROTH IRA vs naming the Trust's Settlor?  What happens if the Settlor has died before the ROTH is distributed; does the Trust still exist after Settlor's death or does the ROTH go to the backup benficiaries?