So if they will not release final regulations until 2024, can I wait to see what they do? I would prefer to postpone payments to the last five years of my 10-year window if at all possible. IRS pub 590-B for 2022 stated that "The beneficiary is allowed, but not required, to take distributions prior to that date." I am a designated beneficiary who is not an eligible designated beneficiary. My details are similar to the original post. Death occurred in 2021, he had been taking RMD's. I took his in 2021, then nothing last year or this year. The company holding the IRA tells me I don't have to take an RMD, another source tells me I do.
