Thank you @dmertz,
So, I went to the bank to set up an Inherited IRA i(nstead of Assumed IRA),
and explained to the manager that 'I need to do the last RMD for my deceased husband for this year'.
HOWEVER, the bank's IRA department kept saying that his RMD is now 'suspended' and
there WON'T be distribution requirement....
In other words, they won't do his RMD for this year. *They asked me what day he passed away which was after 4/1/23 and etc...
I wanted to process my husband's last (TRA)RMD for 2023 by 2/3 portion from the local bank and 1/3 from the other institution, but the local bank doesn't seem to agree.
Then my only option would be to process 100% RMD with the other institution...
With the other financial institution we've had IRA , the rep told me that I have to do RMD one last time for my husband, which I confirmed also on this thread too.
I don't know why the difference?
