If your bank charged you a fee of , say, $50. You may find only $9,950 in your Roth IRA.
it depends on how the bank sets its fees.
In that case, if you don't put $50 into your Roth within sixty days,
you may have an early withdrawal of $50 from your Traditional IRA which is penalized.
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The smart thing to do is put your Roth into a self-directed brokerage Roth IRA, where you can make the investment decisions with most flexibility.
@Charlie Mak
