Thank you very much for this response. Yes, I will have to continue to do this every year for 8 years and I won't be able to make any other distributions from my account during this time. That's a tough one for me but may be necessary. I will talk to my IRA Custodian again and see if they can help but I don't think they will.
They have distribution software (They call a wizard) and it offers a "one time distribution" or "recurring" distribution, however, the recurring distribution doesn't have an option for annual and I really just want to take this distribution 1 time a year.
Also, I used several different calculators online to figure out what my maximum distribution would be and it's around 18,000 and I only want 13,000 so I think I'll be safe there.
The biggest part for me is saving the 10% while obtaining the distribution. Taxes are already a big enough bear to deal with, let alone a 10% penalty? Yuck.
