1. Correct. The fact that you made an excess Roth 401(k) contribution for 2022 does not affect your 2022 tax return because Roth 401(k) contributions are not excluded from your taxable income.
2. You might not be able to take the distribution until you separate from service or reach age 59½ because employee contributions are generally not permitted to be distributed as a regular distribution while still employed there and you are under age 59½.
