rschule1
Expert Alumni

Retirement tax questions

All great answers as provided by prior experts. As an add on, keep the 5 year Roth earnings rule in mind, whereas Roth earnings cannot be withdrawn tax free until 5 years after first being contributed, regardless of age. A good idea would be to call your plan manager to ensure that all distributions meet the 5 year earnings rule. If not, earnings would be taxable and included in MAGI

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