I am 65 and my full retirement age is 66 & 8 months. My wife is 63 and full retirement age is 67. Her spousal benefit would be greater then her own SS.
I plan on taking SS at 66 & 8 months, my wife would not be at FRA. Can she take 1/2 of my SS when I begin? If so, can she change to a higher benefit when she hits FRA? Thank you.
