Hello Michelle,
To calculate your RMD, divide your year-end account balance from the previous year by the IRS life-expectancy factor based on your birthday in the current year. If you own multiple Accounts, you need to calculate the RMD for each account, but you can take the total RMD from just one account or any combination of accounts.
https://www.irs.gov/retirement-plans/rmd-comparison-chart-iras-vs-defined-contribution-plans
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