Because you will not reach age 73 until 2024, the SECURE 2.0 Act changed the year for which you must begin RMDs to 2024, so your Required Beginning Date for RMDs is April 1, 2025 so 2025 is the year that you would have to receive two RMDs if you choose to delay your 2024 RMD to 2025.
You have no RMD for 2023, but that doesn't prevent you from taking money out in 2023. (Some investments like IRA CDs have an early-withdrawal penalty if distributions other than those from RMDs are made before maturity, so that might be something to consider.)
