Retirement tax questions

In response to your reply; yes, this is a non-deductable IRA (I am married filing separate).  My question is; is the pre-taxed portion of this account included in the RMD or am I allowed to let it continue to grow?

 

In response to your concerns regarding recordkeeping.  Turbo Tax has done a great job of walking me through this; Form 8606, etc.  Thank you.