There is no limit to when you choose to retire. Many people wait until they are in their 70s to retire. The longer you wait, the bigger your social security check will be. It is also possible to collect your social security checks and still continue to work. My grandfather collected his checks starting at 65, but didn't retire his roofing business until his late 70s.'I hope this helped. The socialSecurity office can tell you what you will receive each month if you retire now or if you choose to retire at a later age.
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