Hi Faith,
That is a good follow up question. If you have receive Social Security Benefit before your full retirement age, the benefit will be lower. Full retirement age, also called "normal retirement age," was 65 for many years. In 1983, Congress passed a law to gradually raise the age because people are living longer and are generally healthier in older age. The law raised the full retirement age beginning with people born in 1938 or later. The retirement age gradually increases by a few months for every birth year, until it reaches 67 for people born in 1960 and later.
In another word, if you want to receive the full benefit, then apply for SS at either age 65 or age 67. To determine your full retirement age, please use the website below.
https://www.ssa.gov/benefits/retirement/planner/ageincrease.html
Hope this answers your question. If you have any other questions, feel free to reply.
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